Getting Started
What Is Medicare?
A plain-language introduction to Medicare Parts A, B, C, and D.
6 min read
Clear answers. No pressure.
Medicare choices,
made easier.
Understand Medicare Advantage, Medicare Supplement, Part D, and other coverage choices in plain language. If you want personal assistance, you can choose whether to request a connection with a licensed insurance professional.
No cost to useNo obligation to enrollIndependent, non-government siteYou control whether your information is shared
A calmer way to compare
Focus on what actually matters to you.
1Doctors and hospitals you prefer
2Prescriptions and pharmacy needs
3Premiums and out-of-pocket costs
4Travel, flexibility, and extra benefits
We do not ask for your Social Security number, Medicare ID, banking information, or passwords in our comparison form.
Start with confidence
Helpful information before anyone asks you to make a decision
Read, compare, and ask questions at your own pace. Nothing on this site requires you to enroll, purchase a policy, or speak with an agent or broker.
Coverage categories
Understand the pieces before you compare
Learn what each type of coverage is designed to do, where costs or restrictions may differ, and which questions are worth asking.
01
Medicare Advantage
Private plans that provide Part A and Part B benefits, often with drug coverage.
Learn more 02Medicare Supplement
Policies that help with certain costs left by Original Medicare.
Learn more 03Medicare Part D
Prescription drug coverage with plan-specific formularies and pharmacy networks.
Learn more 04Dental & Vision
Learn where Original Medicare has gaps and how extra coverage may work.
Learn more 05Special Needs Plans
Medicare Advantage plans designed for certain health, institutional, or dual-eligible needs.
Learn more 06Turning 65
A clear checklist for enrollment timing, employer coverage, and next steps.
Learn moreHow it works
Simple from the first click
1
Tell us what matters
Answer a few straightforward questions about your Medicare status, coverage interests, and timing.
2
Organize your options
Use the information to understand which coverage categories may deserve a closer look.
3
Choose whether you want a connection
If you want licensed assistance, review who would receive your information and the applicable contact disclosure before you consent.
Medicare near you
Start with your ZIP code
Plan availability can vary by service area. Your ZIP code helps us keep the next questions relevant to where you live.
We never ask for a Social Security number or Medicare ID to begin.
Educational resources
Build your Medicare confidence
Medicare Advantage
Medicare Advantage Explained
How private Medicare Advantage plans provide Part A and Part B benefits.
6 min read
Medicare Advantage
Medicare Advantage vs. Original Medicare
Compare provider access, costs, drug coverage, and plan rules.
6 min read
Common questions
Medicare FAQ
What is the difference between Medicare Advantage and Medigap?+
Medicare Advantage is another way to receive Part A and Part B benefits through a private plan. Medigap works with Original Medicare and helps pay certain out-of-pocket costs. They cannot be used together.
When should I start preparing for Medicare?+
Many people begin reviewing their options a few months before their 65th birthday month. Your timing may differ if you have employer coverage, receive disability benefits, or qualify through another route.
Does Original Medicare include routine dental and vision care?+
Original Medicare generally does not cover most routine dental care or routine eye exams for glasses. Some Medicare Advantage plans offer additional benefits, and standalone options may be available.
Is Medicare Options Now a government website?+
No. Medicare Options Now is an independent, private educational website. We are not affiliated with Medicare.gov, CMS, Social Security, Medicaid, or any government agency.
Free, no-pressure review
Want help sorting through your Medicare choices?
Answer a few simple questions at your own pace. You can review everything before you choose whether to request contact from a licensed insurance professional.